How it works

No black boxes. Just clear logic you can inspect.

Every number Motovista.india shows you comes out of a rule-based formula built around real Indian market behavior. We show the factors, the direction they push the price, and the size of the impact.

The valuation formula

Fair Market Value =
  Benchmark price
    × Age depreciation
    × Kilometres adjustment
    × Exterior condition
    × Interior condition
    × Tyre condition
    × Ownership factor
    × Accident factor
    × Service history
    × City / demand
    × Fuel-age norms

The benchmark for each brand-model-variant is an editable dataset we maintain. Every factor above multiplies against that base, and every one of them is visible to you in the results.

The affordability logic

1. Compute the EMI. Standard amortisation math on the loan portion.
2. Add real ownership cost. Fuel, insurance, maintenance and misc — monthly and annual.
3. Ratios against income. EMI-to-income, ownership-to-income, car-to-annual-income and down-payment ratio.
4. Safety cushion. Surplus after fixed costs, plus emergency-fund months of cover.
5. Mode-aware verdict. Conservative, Balanced or Aggressive thresholds — with a reverse-engineered suggested budget range.

Why not AI?

"AI pricing" hides the reasoning. For a decision this large, most Indian buyers want the opposite: a number they can defend and a formula they can argue with. That's what we've built. We may layer ML on top later — for anomaly detection or dataset refinement — but the number you see will always come with its factors.

Try the True Value tool